What Your Bank Owes You: Clarity

By Professors Lauren Willis and Theresa Amato

This op-ed originally appeared in the Los Angeles Times.

There are dozens of entities devoted to educating you about all things financial. Congress funds a commission and a website, Mymoney.gov. Schools have added “financial literacy” to their curricula. Banks put out pamphlets, and every major investment brokerage has Web pages devoted to educating people on how to invest wisely.

But none of it is working very well. Neither children who are required to take financial literacy classes in school nor adults who are randomly assigned to such courses perform much better on financial skills tests than those who don't, nor do they make better financial choices or enjoy better financial outcomes.

Paradoxically, the opposite may be true. Participating in these programs can increase risky behavior as people gain a misplaced confidence in their ability to make financial decisions.

Read the complete op-ed.

Prof. Selmi on California Appellate Court's Rebuke of Sustainability Plan

By Professor Dan Selmi, Fritz B. Burns Chair in Real Property

This post originally appeared on the Climate Law Blog of the Center for Climate Change Law at Columbia Law School.

In an emphatic opinion, a state appellate court has invalidated the environmental impact report for the first “sustainable communities strategy” prepared by a regional council of government in California. In Cleveland National Forest Foundation v. San Diego Association of Governments, the court found that the impact report did not evaluate the plan’s consistency with an executive order setting reduction targets for greenhouse gas (GHG) emissions. The report also did not sufficiently analyze alternatives and mitigation measures. Unless the California Supreme Court hears the case, the opinion will ensure that sustainable community strategies, which integrate transportation planning with efforts to reduce GHGs, must undertake a long-range examination of how those plans will affect such reductions.

AB 32 is California’s most well-known law on climate protection. However, a second law, the Sustainable Communities and Climate Protection Act of 2008, directed the state’s Air Resources Board to develop regional GHG reduction targets for autos and light trucks by 2020 and 2035. It then required regional planning agencies to adopt “sustainable communities strategies” that would meet those reduction targets. The sustainable communities strategy would be a part of each planning agency’s long-term regional transportation plan. Additionally, an Executive Order issued by former Governor Arnold Schwarzenegger required reduction of GHG emissions to 1990 levels by 2020, and to 80 percent below 1990 levels by 2050.

Read the complete post.

A Deeper Introspection of Police Behavior: Treatment of People with Disabilities

By Professor Michael Waterstone

This op-ed originally appeared in the Los Angeles Daily Journal.

A police encounter with an individual goes horribly wrong and leads to great bodily harm or even death of that individual. Some argue that even though there were tragic consequences, the police action was regrettably justified. Others view this awful occurrence as providing direct evidence that the police acted inexcusably and perhaps even criminally, at some level not respecting the fundamental humanity of the individual. It reflects still-existing power imbalances and institutionalized racism in our society.

This narrative fits Michael Brown and Ferguson. Or Eric Garner. And indeed both of these cases stimulated a national and painful conversation about police and their encounters with citizens. Those who confront these issues on an all-too-often basis express their frustration, leading to protests and even violence. People who may not think often about racial justice are drawn in and forced to think about uncomfortable issues. Either way, hard questions about police training and their role in society are teed up. Everyone has an opinion.

But this first paragraph applies equally to another fact pattern that occurs all to regularly, yet one that most people do not think about or realize. It reflects the case of Teresa Sheehan, currently before the Supreme Court (City and County of San Francisco v. Teresa Sheehan). The following facts are drawn from the briefs in the case.

Incubator Participants Prepare to Hang Their Own Shingles

By Sumana Wolf, Career Development Center

Recently, a group of new attorneys sat around a room in downtown Los Angeles negotiating a settlement agreement while a senior attorney looked on. They drilled down on the details: Would there be options for paying in installments? Would the formalized agreement define penalties for failure to pay? This scene plays out daily in many of the law firms occupying the neighboring high rises. What made this particular scene so special? The new attorneys participating in this exercise are part of our recently launched incubator at Loyola Law School, the Justice Entrepreneur Initiative (JEI), and they were completing their fifth day of instruction during a required “bootcamp” training before they open their own solo law practices on Jan. 12, 2015.

JEI will aid newly minted lawyers as they start their own law firms, equipping them with some of the basics they need to provide legal services to low- to middle-income communities in the Los Angeles area. JEI will provide shared office space (including furniture and Internet), access to legal case management software and legal research resources, free CLE courses, practical training, and mentorship and guidance throughout the duration of the 18-month program.

The JEI training drew on the expertise of several Loyola Law School alumni, including Michael Chasin ’13, Julie Goren ’87, John Horn ’96, John Maxwell ’89 and Cathy Sargent ’83, who generously donated their time to conducting the essential training sessions. Professors Jean Boylan ’86 and Sande Buhai ’82, both alumnae, taught critical classes in law practice management. JEI will further partner with alumni and local practicing attorneys for mentorship as the initiative moves forward. If you would like to assist as a mentor in the program, or if you would like to provide case referral or conduct a CLE during the coming year, please contact us. We look forward to opening the doors of JEI with the start of the new year!

Prof. Levenson: California is Overdue in Adopting Rule on Exculpatory Evidence

By Professor Laurie Levenson and Barry Scheck

This op-ed originally appeared in the Dec. 15, 2014 edition of the Los Angeles Times.

More than half a century ago, the Supreme Court established a rule that requires prosecutors to turn over to defense attorneys any evidence pointing to a defendant's innocence. It's known as the Brady rule, and violations of it occur far too often and can lead to devastating consequences. In a dissenting opinion last year, Chief Judge Alex Kozinski of the U.S. 9th Circuit Court of Appeals declared that "there is an epidemic of Brady violations abroad in the land. Only judges can put a stop to it." There is no shortage of examples.

Take the case of Mark Sodersten. In 2007, a state appellate court reversed his 1986 murder conviction after finding that the prosecution failed to give the defense audiotapes of interviews with a key witness that contained evidence pointing to Sodersten's innocence. Tragically, the ruling came too late for Sodersten, who spent 22 years behind bars and died in prison months before he was awarded a new trial.

Or consider Kash Delano Register, who served 34 years behind bars for a 1979 murder in Los Angeles that he always maintained he didn't commit. He was released last year after a judge found that prosecutors and police "repeatedly concealed relevant evidence" that pointed to Register's innocence.

Read the complete op-ed.

Dean Gold Op-ed Explores High Court Ruling on Juror Testimony

By Dean Victor Gold

This op-ed originally appeared in the Dec. 16, 2014 edition of the Los Angeles Daily Journal.

In a unanimous opinion by Justice Sonia Sotomayor, the U.S. Supreme Court ruled last week that Federal Rule of Evidence 606(b) makes inadmissible a juror’s testimony that another member of the jury lied during voir dire when that testimony is offered to support a motion for a new trial.

Warger v. Shauers was a negligence action brought in federal district court to recover for injuries suffered in a motor vehicle accident. During voir dire, the plaintiff’s counsel asked prospective jurors if there was any reason they would be unable to be fair and impartial. The prospective juror, who later became jury foreperson, answered no. The jury eventually returned a defense verdict.

The plaintiff’s subsequent motion for a new trial asserted that the jury foreperson lied during voir dire. In support of that motion, the plaintiff submitted a juror’s affidavit that, during deliberations, the jury foreperson stated that her daughter once had been at fault in an auto accident and that, had she been sued, her life would have been ruined. Denying the motion, the district court held that the affidavit was barred by Federal Rule of Evidence 606(b), which provides that “[d]uring an inquiry into the validity of a verdict,” evidence “about any statement made or incident that occurred during the jury’s deliberations” is inadmissible, subject to limited exceptions. The 8th U.S. Circuit Court of Appeals affirmed and the Supreme Court granted certiorari.

The origins of Rule 606(b) can be traced to the 18th century and a version of the rule is in place in virtually every state. The rule is venerable and universal because the policy behind it is so basic: Protecting the privacy of jury deliberations is essential both to encouraging full and open debate in the jury room and preventing harassment of jurors after a verdict. Without such a rule, no verdict would be final because the jury’s deliberations and thinking would be open to scrutiny. And because jurors are laypersons charged with the difficult task of applying often complex law to conflicting versions of facts, it would be a rare case where that scrutiny did not uncover misstep of logic or law.

The facts in Warger present a good example of the mischief that might ensue without a law like Rule 606(b). As in Warger, virtually every potential juror in virtually every case is asked the generic question, “Is there any reason why you might be unable to be fair and impartial in this case?” Typically, only those who answer “no” are selected to serve on the jury. But every trial lawyer takes that answer with a grain of salt. Every juror has biases. In fact, lawyers strive during jury selection to impanel jurors who are favorably biased. Few verdicts would survive if statements made during deliberations were admissible to support a motion for new trial on the ground jurors lied during voir dire in response to the generic question about being fair and impartial.

Prof. Natapoff Writes About Dark Side of Decriminalization

By Professor Alexandra Natapoff

California is doubling down on decriminalization. Three weeks ago, the passage of Prop. 47 converted a half-dozen felonies to misdemeanors. In 2011, marijuana possession was reclassified from a misdemeanor to an infraction without jail time. If Rip Van Winkle fell asleep a decade ago at the height of California’s prison boom and woke up this morning, he’d quickly recognize this as a scramble to undo decades of harsh and expensive policy.

The state is not alone — we are seeing a seismic shift in how the United States handles punishment, especially with respect to misdemeanor decriminalization. Marijuana is the most famous example, but many states are eliminating jail time for other minor offenses, such as driving violations and public order crimes, and replacing them with so-called “nonjailable misdemeanors,” “nonarrestable” or “fine-only” offenses, and “civil infractions.”

Read the complete op-ed.